We understand that a roof project is an extremely important, yet equally costly, investment in your home. To make this stressful process easier, we’ve partnered with Greensky, a third-party company that offers homeowners the option to finance their roof project.
Any homeowner is able to apply. A 650 minimum credit score is needed to apply, along with a valid driver’s license and social security number. Your approval is based on your credit-to-income/debt ratio. Though you may have a high credit score, if your debt-to-income ratio is high, your interest rate will reflect a higher amount.
Any person can complete a pre-approval, which will do a soft pull on your credit, which will not reflect or hurt you. With this pre-approval, you will receive a pre-approved amount which is subject to change once you complete the full application. After you have completed the pre-approval, you are then able to complete the full application. This will do a hard pull on your credit, which will reflect on your credit score. You may receive more or less of what you were pre-approved for-it depending on your income/debt credit ratio.
Once you are ready to move forward with what you were approved for, you will receive an email to activate your account, along with an account number and a loan agreement. You will need to complete the activation process and Southline Roofing & Exteriors will then be able to begin the work for you. All financed accounts require little to no deposit, we request full amounts upon completion of the project using the account number.
Upon completion and satisfaction of the work, Southline Roofing & Exteriors will submit a request to Greensky for the funds to be released. You will receive a text or email and will need to approve our request for the funds. Once approved, we receive the funds within 2-3 business days and you receive your statement within a week.
Mention this to your field consultant today about your financing options!
Who We Are
Your Local Family-Owned Roofing Installation And Repair Experts
Our team of experienced, knowledgeable, and trusted roofing and exterior professionals are bona fide experts in all aspects of roofing repair. Ranging from simple inspections and minor repairs to full new roof installations and hail or wind damage repair, Southline Roofing & Exteriors is your one-stop shop for roofing work in Charleston, South Carolina, and the Lowcountry area. We understand that even the most minor of problems can turn into something much more serious further on down the road, so we focus on being proactive, identifying and fixing the problem correctly, the first time, every time. Your home is undoubtedly your most important asset, and it deserves nothing less.
Finance Your Roof FAQ
Q: Will I automatically be approved if I apply for financing and meet all of the requirements?
A: Any homeowner is welcome to apply, but it is ultimately up to Greensky whether you are approved or not.
Q: If I am approved, will I receive enough money to pay for the project in full?
A: Not always. Sometimes Greensky offers more than the project is worth, and sometimes they offer less than what the project is worth.